An Indian man walks into a bank in New York City and asks for the loan
officer. He tells the loan officer that he is going to India on
business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of
security for the loan, so the Indian man hands over the keys to a new Ferrari parked
on the street in front of the bank. He produces the title and everything
checks out. The loan officer agrees to accept the car as collateral for the
loan.

The bank’s president and its officers all enjoy a good laugh at the
Indian for using a $250,000 Ferrari as collateral against a $5,000 loan.
An employee of the bank then drives the Ferrari into the bank’s
underground garage and parks it there.

Two weeks later, the Indian returns, repays the $5,000 and the
interest, which comes to $15.41.The loan officer says, “Sir, we are very happy to
have had your business, and this transaction has worked out very nicely, but
we are a little puzzled. While you were away, we checked you out and found
that you are a multi millionaire. What puzzles us is, why would you bother
to borrow “$5,000″

The Indian replies: “Where else in New York City can I park my car for
two weeks for only $15.41 and expect it to be there when I return’”